• Citizens and companies with surplus cash, which enables fixed and nontaxable earnings
• Companies - small and medium-sized enterprises with cash shortages, which provide support in financing and realization of business ideas
The possibility of short-term investment of surplus funds through loans from our partners, consulting financial companies, consulting financial company
• Investments for a period of 3 to 12 months
• Interest rate 3.00% to 3.50%, fixed
• Interest earned on investment is non-taxable for companies
The possibility of long-term investment of surplus funds through the savings projects of our partners, consulting financial companies.
• Saving projects for a period of 3,5,7 years
• Income 4.00% to 4.50%, fixed
• The income obtained is non-taxable for citizens
As an alternative to bank deposits with taxable interest, citizens have recognized investments in corporate bonds with non-taxable interest
The Commercial Bond Savings Model is aimed at citizens who are risk averse and interested in additional savings income that they cannot earn with interest on bank deposits, as well as entrepreneurs, managers, whose time is money.
• You provide liquidity to the business
• Use them to pay suppliers, repay credit, pay tax, pay wages, finance production and more
• You repay the loan within the terms and amounts that you define, depending on the purpose of financing and your options
• Payment of receivables from your customers through our partner
• Get your money right now, not after 60 or 90 days
• Payment of receivables is based on invoices, situations or statements of open items
• With this service, you provide liquidity and avoid the risk of debt collection
• Through this service we enable you, with the help of our partner, to finance your production
• You agree with your supplier to purchase the goods you need in production and our partner buys it for you
• The goods are owned by our partner and you use them in the manufacturing process
• You pay the goods to our partner after you sell the finished product to your customer and collect a claim from him
• Using this service does not burden your creditworthiness
Finance the growth of your business, your investments and projects or refinance your loans due using this service
This form of financing is especially suitable if you are:
• If you are highly indebted
• Your business generates high margins and positive cash flow
• You do not have the option of getting a loan at a commercial bank
• You have a desire to grow production
Use this form of financing, which is also a form of investment if:
• You have significant fluctuations in cash flow during the year, ie there are excess and liquidity periods in your business
As part of our financial consultation, we also provide assistance and support in the process of obtaining grants from the EU and national funds in collaboration with our partners.
The support not only consists of preparation of documentation and applications, but also includes detailed analysis of each client and his project and we advise on the possibilities of participation in individual competitions from EU and national funds .
The European Funds are a financial instrument that enables Croatia through operational programs to implement the Europe 2020 Strategy, which aims to increase employment, invest in research and development, reduce CO2 emissions, improve education and reduce poverty, pursuing EU policy.
Funds from EU funds are actually taxpayers' money of the European Union, so these funds are allocated for the purpose of fulfilling certain goals and according to the set rules. In practice, this means financing those projects that contribute to the development goals of both the Republic of Croatia and the European Union as a whole.
In addition to applying for EU funds, in cooperation with our professional partners, we also develop business plans, analyzes, project applications and credit requests for tenders and calls, which are largely financed from national sources.